Catalogue Credit Accounts

There is a wide choice of UK online catalogues with credit accounts that you can choose from and apply for in just an instant. These credit accounts are sometimes referred to as “flexible payment accounts”, “personal accounts”, or “shopping accounts” and they are available for UK residents who are 18 years or over and who pass a credit check.

Many online catalogues with credit accounts offer the possibility to buy now and pay later and/or pay back what you borrowed on a weekly or monthly basis. That allows you to spread the cost of your online purchases for a longer period for easy payment and more convenience.

In order to be able to apply for a credit account at a UK catalogue you have to be a UK resident. A credit check will be performed before opening an account. There are no companies that will offer you credit catalogue accounts without a credit check because they all need to comply with the Consumer Credit Act and respect the lending code. However, as long as you have a good credit score your chances of being approved are fairly good. Terms and conditions apply so make sure you fully check a retailers full terms and conditions before choosing to buy on finance from them.

Among the most popular credit account catalogues in the UK are names such as Jacamo, Fashion World, Simply Be, BrightHouse, The Brilliant Gift Shop, and the Marisota catalogue. Please note thought that you cannot buy now and pay later with these catalogues, they only offer spread the cost.

Simply Be

  • You can apply for a credit account with Simply Be online and if accepted they allow you to spread the cost on a monthly basis. This way you can spread the cost of your purchases with interest free credit for up to 28 days. Be aware that if you go over the 28 days you will be charged interest and thus it's cheaper to simply pay for your items in full. Credit provided is subject to successful credit and affordability checks.
  • Simply Be is specialised in offers of plus size women’s clothing, footwear, swimwear, lingerie, and sportswear.
  • The policy of the catalogue allows you to have your merchandise delivered by the next day if you order by 10pm on weekdays and noon on weekends.
  • You can visit the catalogue’s website and request a free Simply Be catalogue.

Jacamo

  • Jacamo offers the same credit plans as the Simple Be catalogue. If accepted for a credit account you can choose to pay on a monthly basis and have 28 days interest free credit although it is worth mentioning that if you spread the cost you are likely to end up paying more for your items overall. Credit provided is subject to successful credit and affordability checks.
  • Jacamo online is specialised in providing items for big and tall men, such as clothing and fashion accessories in sizes up to 5XL.
  • Jacamo has the same delivery policy as Simple Be catalogue and guarantees that you’ll receive your delivery by the next day if you order by 10pm on weekdays and noon on weekends.
  • You may request online a free Jacamo catalogue.

Fashion World

  • Fashion World gives you the opportunity to spread your online purchases costs with up to 28 days with interest free credit although it is worth noting that spreading the cost will result in you paying more than if you were to pay fully upfront. Credit provided is subject to successful credit and affordability checks.
  • Fashion World online features sportswear, swimwear, lingerie, footwear, and plus size women’s clothing in sizes up to 32.
  • If you order by 10pm on weekdays you’ll receive your delivery by the next day.
  • You may request a free Fashion World catalogue on the company’s website.

BrightHouse

  • BrightHouse is a UK leading rent to own company that offers a wide choice of appliances, mobile phones, tablets and computers, game consoles, and furniture.
  • You can apply online for a credit account with the catalogue company and you you could still be accepted even if you have a bad credit rating or a poor credit history. Credit provided is subject to successful credit and affordability checks.

The Brilliant Gift Shop

  • The Brilliant Gift Shop gives you the possibility to pay monthly. This way you can spread the cost of shopping online on a longer period although it will usually result in you having to pay more than you would if paid the full amount immediately. Credit provided is subject to successful credit and affordability checks.
  • The Brilliant Gift Shop has an offer specialised in homeware, toys, Christmas decorations and trees, gifts, watches, jewellery, party supplies, games consoles, laptops, tablets, and computers.

Marisota Catalogue

  • With the Marisota catalogue you can spread the cost on a monthly basis. The cost can be spread on up to 28 days with interest free credit. Remember though that spreading the cost will mean paying more overall than if you were to pay the full amount right away. Credit provided is subject to successful credit and affordability checks.
  • Marisota offers lingerie, footwear, sportswear, swimwear, and plus size women’s clothing.
  • All orders made by 10pm on weekdays can be delivered by the next day.